We will all know heart acheLosing our first love, a grandparent, a much-loved pet or that loser lover.
We will experience failure
Yet it provides an incredible opportunity to learn, grow and succeed or just crawl back under the doona.

courtesy of clipart
We will also know successWe all have different definitions; pass an exam, get a job, buy a home, have a family.
We will get ill from time to time None of us can escape
health complications, but we can hedge our bets with private health cover.
We will feel fitand sexyNot just in our teens, but every time we feel at our peak, yes, even as we age
We will grow olderThe alternative is scary, but it's our choice whether we grow up and
mature.
We will meet some genuine friendsThese are the ones who share, listen, laugh and cry with us as needed, but don't ask for a loan.
We will encounter some shockers
People who may use or abuse us, so we need to be assertive and move on; life is too short.
We will pay taxes The average hard working Australian usually pays 20-30%, unless they are a company.
Death will come to us allAre you
prepared for what comes next? Meaning your will, funeral, health directive and an enduring power of attorney or leaving that to the kids?